Insurance Fraud in America is becoming an epidemic. I will discuss several of the more prevalent auto insurance scams that are found in the industry currently. I do this in hopes that you can spot these frauds and then prevent them from occurring to yourself or other people. All they do is make the insurance of the right and true go up.
In today ' s world one of the more popular insurance scams defrauding us involves the actual insurance and auto accidents. If I need to be specific then I will have to say staged accidents - fakes - rigged. These little " plays " have become incredibly elaborate and complex to the point of involving teams of individuals and more than one " mark " car. There are various styles of these types of frauds of which include:
The first one to cover is known as the " swoop and squat " which involves three cars. Two of the cars are piloted by the scammers and the 3rd is the unsuspecting victim or " mark ". The driver in the " squat " car puts himself in front of the victim ' s car and the " swoop " car pulls in front of the squat car to intentionally cut off the squat vehicle - this action allows the squat car to slam on his breaks which means that usually the victim can ' t react fast enough and slams into the squat car. The swoop car continues on - its job complete. As far as the victim is concerned the swoop car caused the accident but since they vanished into thin air the victim is stuck paying for car repairs and injury claims.
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