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Make sure that you get the name, address, and telephone numbers of any witnesses to the accident. They may be needed to substantiate how the accident occurred.

Local law enforcement should be contacted to report the accident. If you can not reach them, you can go to your local police department, sheriff ' s office, or Department Of Motor Vehicles and obtain the necessary form to complete and submit it while there. Check the Department Of Motor Vehicles website to see if you can submit your report there.

In the majority of cases, you should report the accident to your insurance company. Before calling them, make sure that you understand your policy.